DOMESTIC INSURANCES  Unexpected events take place every day and the cost of replacing your personal effects can be significantly more than you realise.

 

Hurford Parker provide a wide range of personal insurance covers.  We liaise with New Zealand's leading insurance companies to provide you with tailor made cover for your individual circumstances.

When arranging your insurances through Hurford Parker you also gain the benefit of our specialised claims handling service where we will work with the insurers and achieve a fair and prompt settlement on your behalf.

Some of the various types of domestic insurances we can arrange are:

 

 

HOUSE INSURANCE

Accidental loss and damage to your home.

We can arrange either:

  • Full Replacement - covers the replacement/repairing of your home to the same floor area, irrespective of cost.
  • Replacement to a selected sum insured - covers the cost of replacing or repairing your home to a maximum selected sum insured.

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 CONTENTS INSURANCE

Accidental loss and damage to your personal contents.

We have a range of policies:

  • New for old
  • Indemnity (second hand) Value
  • Defined Risks
  • Shifting House? CLICK HERE!
  • To calculate the value of your Contents CLICK HERE!

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MOTOR VEHICLE INSURANCE 

Cover can be arranged for your motor vehicle, motorcycle, trailer or caravan.

There are three levels of insurance available:

  • Third Party - the most 'basic' protection covering loss or damage caused to another vehicle by your vehicle (damage to your own vehicle is not covered).
  • Third Party, Fire and Theft - covers you for damage caused by fire and theft to your vehicle as well as the third party vehicle or property.
  • Full Insurance - Covers you for all damage to, or loss of , your own vehicle and that of the third party vehicle or property.

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 PLEASURE BOAT INSURANCE

Pleasurecraft insurance offers wide cover for your boat and generally includes physical loss or damage to the craft, third party liability protection and optional extras including racing risks and some commercial activities.

Cover can be arranged for:

  • trailered boats
  • moored craft
  • yachts
  • launches
  • catamarans
  • tri-marans
  • jet-skis
  • trailers
  • motors
  • accessories

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RENTAL PROPERTY

We can arrange insurance for accidental loss or damage to your rental investment property including:

  • Replacement Value to the building
  • Accidental damage to Landlord's chattels
  • Loss of Rent following a claim
  • Landlord's personal liability

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LEGAL DEFENCE COSTS

An insurance policy that will pay all the legal defence costs you may incur in defending yourself against different types of legal proceedings.

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