A range of other business covers from our unique Gold Medal Vintage ‘Wine’ Insurance to Terrorism covers.

Boiler and Machinery Insurances

Provides cover for explosions, mechanical or electrical breakdown of boiler, compressors, motors, electrical equipment, flywheels, air tanks and furnaces.

Computer Breakdown Insurance

Provides cover for electronic breakdown, failure, and derangement of equipment. May include loss of data and reconstruction costs.

Gold Medal Vintage Insurance

Standard insurance policies do not cater for the unique circumstances of the wine industry. Gold Medal Vintage Insurance is a unique wine insurance policy created specifically for wineries acknowledging that wine is a unique product … once lost it cannot be replaced! This policy is a true alternative for wineries in the insurance of their stock and loss of income.

Income Protection Insurance

Pays periodic payments if the insured becomes disabled as a result of illness or accident.

Internet Protection Insurance

Provides indemnity against cyber-attacks to internet systems. Includes liability coverage, extortion coverage, asset and income protection coverage.

Machinery Breakdown Insurance

Covers breakdown of machinery and costs involved to repair or replace.

Machinery Business Interruption Insurance

Follows on from Breakdown Policy and covers the loss of profit element from the breakdown. Usually has a time limit excess.

Machinery Profits Insurance

Covers reduction in turnover after a key piece of plant breaks down.

Marine Hull Insurance

Covers both private and/or commercial vessels. This policy is typically written on an All Risks basis.

Non Appearance/Abandonment Insurance

Specialised cover for events/performances.

Pluvious (Rainfall) Insurance

Covers inability to recover costs/income due to specified exceptional rainfall.

Standing Timber Insurance
Cover on growing trees, including re-establishing and fire fighting costs.

Stock Deterioration Insurance

Covers deterioration of stock caused by accidental breakdown of refrigeration machinery covered by the machinery breakdown policy and/or failure of power to your premises.

Terrorism Insurance

Stand-alone property terrorism and sabotage insurance.

Trade Credit Insurance

A policy designed to cover guarantee of payment for goods sold or services rendered.  Applies to that part of working capital which is represented by accounts receivable.