House Insurance covers accidental loss and damage to your home. Covers the cost of replacing or repairing your home to a maximum selected sum insured in the event of property damage or a natural disaster.
The House Insurance sum insured should be adequate to not only include the cost of Material to Rebuild, but also cost such as Demolition and Removal of Debris, Architect and Design Fees, Professional Fees and Costs of Compliance. Other amounts which should also be included are costs to replace swimming pools, tennis courts, retaining walls, driveways, fences, sheds and garages. Details that may be more specific to your home, such as the slope of the land and the quality of your home may also need to be factored in.
Hurford Parker will provide you with specialist advice to ensure your House Insurance policy is tailored specifically to your properties characteristics.